Disclaimer

1. Information Purpose

This disclaimer page explains that all content displayed on the HR Capital Insights site has informational purposes. Information regarding stocks and capital markets is presented as general explanations covering data, definitions, processes, and market context without encouragement to take specific actions. Content is not intended as recommendations to conduct transactions or financial decisions and does not replace professional assessment from parties with special expertise.

2. Content Scope

Site content is structured to provide a general overview of stock and capital market topics in explanatory format. Information may include historical data, scenario examples, or basic explanations of market mechanisms. All information is presented in general form and is not adjusted to specific individual conditions or needs. Users need to understand that any decisions made based on information interpretation are each user's personal responsibility.

3. Information Limitations

Although content is structured with the purpose of providing clear and understandable explanations, HR Capital Insights does not warrant that all information is entirely current or appropriate for specific situations. Market information may change over time. HR Capital Insights is not obligated to update all materials in real-time and does not promise that all information is accurate in every condition. Users are advised to seek additional sources if they need more detailed information or relevant to specific situations.

4. No Professional Relationship

Use of the site does not create a professional relationship, advisory relationship, or contractual relationship between users and HR Capital Insights. Communication through the Contact page is only used to provide explanations related to content and is not intended as personal consulting services. HR Capital Insights does not provide individual analysis, risk assessment, or professional opinions referring to users' financial conditions.

5. Links to External Sources

The site may contain links directing to external information sources. Such links are provided for additional reference purposes without control over the content or policies applicable on those sites. HR Capital Insights is not responsible for changes, updates, or data management policies applied by external parties. Visitors are advised to review the terms, policies, and provisions of each external site before accessing it.

6. Technical Reliability

HR Capital Insights strives to provide stable site access but cannot guarantee that the system will function without technical disturbances. Disturbances such as page loading delays, technical errors, or system unavailability may occur. HR Capital Insights is not responsible for any losses arising from technical disturbances or inability to access the site. Users are advised to use appropriate devices and internet connections to reduce disturbance risks.

7. Content Changes

HR Capital Insights may update, change, or delete part or all of the content at any time according to operational needs or context adjustments. Changes may be made without prior notice to users. The latest version displayed on the site is considered the applicable version at the time of access.